Commercial Finance for Businesses

Our Commercial Finance programs include accounts receivable financing, SBA 7a and 504, asset-based loans, equipment financing, real estate loans, and other non-traditional loan products to fit almost any small to medium size business financing needs.

Accounts Receivable Finance

Focused on Staffing, Manufacturing, Medical, Transportation & Construction Industries

Facility Range:
$10K to $20M
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Consulting Finance Services

Financing Consulting-Based Services like Asset-Based Lending, USDA, Real Estate & SBA Loans

Facility Range:
$500K to $100M
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Debt Capital Advisory Service

Debt Capital Advisory Service for Complex Financing to Middle-Market Customers

Facility Range:
$15M to $500M
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Insurance Services for Business

Business Related Insurance Services for Business Owner & High Net-Worth Individuals

Facility Range:
$1M to $25M
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Customer Testimonials

We pride ourselves in providing the best service and quality products in the industry. Read what our clients have to say about our service and products.

I had a wonderful experience with Commercial Finance Partners. They provided me with the funding I needed quickly and efficiently, and their support was invaluable.

Nancy Lee
President

The financing solutions provided by Commercial Finance Partners were exactly what I needed. Their team was professional and helped me every step of the way.

Matthew Rodriguez
Business Owner

I highly recommend Commercial Finance Partners for any business financing needs. Their team is dedicated and knowledgeable, and they truly care about their clients’ success.

Karen Gonzalez
CEO

Accounts Receivable Financing

Unlock cash flow trapped in your invoices with up to $20,000,000

Invoice factoring is for manufacturers, distributors, and other types of businesses that sell goods or services to creditworthy commercial accounts on open terms. There are several forms of accounts receivable factoring, some of which require a factoring company that specializes in a specific industry.
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Medical factoring is for medical practices collecting payments from Medicare, Medicaid, and other third-party insurers. Healthcare facilities and providers use this type of accounts receivable factoring to cover payroll and expenses. Medical factoring is almost exclusively done by companies that specialize in this type of accounts receivable factoring.

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Transportation factoring is for transportation companies that need working capital to pay drivers, purchase fuel, and maintain vehicles. Freight factoring is commonly available in the marketplace, and prospects can enjoy some of the lowest rates and flexible terms through this form of accounts receivable factoring.
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Asset-Based Lending

Secure a working capital loan based on the value of your business assets

Inventory finance is an essential component of asset-based lending. Inventory finance increases a company's working capital by funding a percentage of the total cost of inventory on hand. Advance rates are often fifty percent of the cost of goods, however, are ultimately decided by an appraisal.
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Receivables finance is typically the main component of an asset-based loan and generates the most working capital. Lenders prefer accounts receivable over other assets because they are the most accessible assets to convert to cash. In many cases, lenders like to control the flow of liquidity by sharing a deposit account or lockbox facility.
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Debt Advisory & Middle-Market Loans

When a faster close, a creative structure, customized amortization, and other specific uses are a necessity

Situational Capital term facilities are typically subordinated debt solutions providing growth capital and special situation financing without the restrictions of a traditional bank.
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Bridge loans are generally used to help facilitate a need that will ultimately be satisfied by permanent funding. Whether it is a real estate project or a bridge to a senior credit facility, bridge loans can often create liquidity needed to complete the transaction through expedited underwriting and funding.
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Insurance Services

Business related Insurance Services to help Businesses Secure SBA Loans, Protect High-Value Employees, and Succession Planning

Our Farm, Ranch and Timberland loan programs offer farmers and ranchers financing to purchase or enlarge family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations.

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FSA’s Guaranteed Farm Loan Programs allow family farmers and ranchers to obtain loans at reasonable terms to buy farmland or finance agricultural production. FSA loans can be used to purchase land, livestock, equipment, feed, seed, and supplies.

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Rural infrastructure loans are available for solar farms, wind farms, cell towers, and broadcast towers in rural areas. We work with farmers and ranchers to finance these projects by helping them overcome multi-jurisdictional challenges and by helping leverage federal, state, local or private funding.

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The USDA B&I Guaranteed Loan Program improves the economies of rural communities by increasing access to affordable financing for eligible businesses in rural areas. Loan funds can be used for real estate acquisition (owner occupied or investor real estate), business acquisition, business expansion, equipment purchases, and debt refinancing when refinancing improves cash flow and creates or saves jobs for rural U.S. residents.

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Real Estate & USDA Loans

Purchase, refinance or cash out conventional loans program ideal for Investment & commercial real estate

Commercial & Investment Real Estate bridge programs can be used to acquire, refinance or build investment, as well as owner occupied properties.
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We offer multiple financing programs for acquisition, refinance and cash out against single family & multifamily properties, including 1 to 5-unit townhomes, SFR, 5+ unit apartment buildings and residential portfolio loans.
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Our Conventional CRE Financing Programs can be used to purchase, refinance, and cash out Owner-Occupied and Investment Commercial properties, including office, retail, light industrial, and mixed-use properties.
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Our Senior Housing programs provide financing options for properties that provide Independent Living (IL), Assisted Living (AL), Alzheimer’s/Dementia Care (ALZ), or any combination thereof.
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SBA Loans

Start or expand your business with loans guaranteed by the Small Business Administration

The 7(a) Loan Program is the SBA's primary business loan program for providing financial assistance to small businesses. SBA 7(a) loan can be used to refinance existing debt, working capital, purchase inventory, buy out a partner, or purchase commercial Real Estate.
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The SBA Express Program provides small businesses with a streamlined method to obtain SBA-backed financing for loans and lines of credit up to $500,000. This program can be used for working capital, to refinance existing debt, purchase inventory & equipment, and purchase Commercial Real Estate.
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Commercial Finance Partners functions as a consultant and an advisor for our clients throughout the entire financing process. Our goal is to be your trusted financial partner and advisor by providing you with access to capital and financing solutions necessary to run your business.

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Director of Financial Strategies Tariq "Sonny " Azam

Tariq "Sonny" Azam, MBA, serves as the Director of Financial Strategies at Commercial Finance Partners (CFP), bringing a wealth of expertise in financial planning and SBA & Business lending. With a robust background in structuring innovative financial solutions, Sonny has been instrumental in developing strategies that optimize cash flow and support business growth. His dedication to understanding each client's unique financial landscape ensures that CFP's accounts receivable financing services are tailored to meet specific business needs, enhancing liquidity and operational efficiency.

Since joining CFP, Sonny has been instrumental in enhancing the firm's service offerings by developing innovative financing solutions that combine traditional lending with insurance products. His approach not only facilitates access to capital but also provides an added layer of security for businesses navigating complex financial landscapes. Sonny's commitment to client success and his ability to craft bespoke financial strategies have solidified his reputation as a trusted advisor in the industry.