Residential Investment Property Loans & Lending Program Details
When it comes to getting an investment loan, there is no such thing as one size fits all. CFP’s unique lender network allows us to evaluate all possible solutions and tailor the best financing that meets our client’s financial needs and best fits their investment parameters.
Our investment mortgage programs are specifically designed for independent real estate investors and small business owners who often don’t qualify for traditional bank loans. Full doc and income stated programs available.
We offer multiple financing programs for acquisition, refinance, and cash out against single-family & multifamily properties, including 1 to 5-unit townhomes, SFR, 5+ unit apartment buildings, and residential portfolio loans.
RESIDENTIAL INVESTMENT PROPERTY LOANS (1 to 4 Units)
Single Rental Property Loan (Single-family, 2-4 units, Condos, Townhomes)
RESIDENTIAL INVESTMENT PROPERTY LOAN Details:
- Minimum Loan amount $250K up to $5MM
- LTV – Up to 80%
- Fixed Rates Starting at 4.5%
- Term - 30 year
- Minimum Credit Score – 620
- Foreign nationals – OK
RESIDENTIAL PORTFOLIO LOANS
5+ single-family or 2 to 10-unit multi-family properties
We offer several rental portfolio loan programs that provide our clients with access to long-term financing at a fixed rate. You can use these loans to unlock the existing equity, consolidate other debt, or purchase new rental properties.
Rental Portfolio Loans gives you access to long term financing at affordable and flexible rates.
- Loan amount - $500K to $100MM
- Up to 75% LTV
- Fixed Rates Starting at 4.99%
- Term - 5,7,10 year terms
- Minimum Credit Score – 650
- Minimum Property Value - $50K per unit
- Minimum DSCR – 1.2x
Why should you work with commercial finance partners?
No Upfront Fees
Purchase, Refinance or Cash Out
Short and Long-term Financing Options
Owner Occupied or Investment Properties
We get Paid at Closing