SBA 7(A) Loans & Lending SOLUTIONS Program Details
The 7(a) Loan Program is the SBA's primary business loan program for providing financial assistance to small businesses.
Unlike conventional term loans, an SBA 7(a) loan allows business owners to take advantage of favorable terms while removing some of the barriers to traditional financing options. We can offer 90% LTV to 100% LTV financing to business owners seeking to purchase or refinance owner-occupied Commercial Real Estate, as well as working capital and equipment financing.
SBA 7(a) Loan Details:
- 100% Financing Available for Commercial Real Estate Purchase (Owner Occupied Only)
- LTVs up to 200%
- 10 to 25-year terms
- Rates - WSJ Prime + 2.25-2.75%
- Loan Amounts – $250,000 to $5,000,000
7(a) Program Benefits:
- No upfront fees
- Business Acquisitions with minimal down payments
- Affordable Working Capital
- Refinance high interest debt
- Can work with credit as low as 600
Common Uses of SBA 7(a) Loans:
- Equipment Purchase & Refinance
- Acquire or refinance owner-occupied real estate
- Finance property improvements
- Partner Buyout
- Business Acquisition
- Consolidate High Interest Debt
Why should you work with commercial finance partners?
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Low Cost of Capital
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Up to 100% Financing on Real Estate Acquisitions
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Terms up to 25 Years
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No Up-Front Fees
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Over $250,000,000 of Funded Loans
