Invoice Factoring:
Unlock Capital from Unpaid Invoices Quickly

Invoice Factoring allows businesses to convert their accounts receivable into immediate funds. At Commercial Finance Partners, we purchase your outstanding invoices at a negotiated rate, manage collections, and expedite your cash flow cycle.

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Customer Testimonials

The financing solutions provided by Commercial Finance Partners were exactly what I needed. Their team was professional and helped me every step of the way.

Matthew Rodriguez
Business Owner

I highly recommend Commercial Finance Partners for any business financing needs. Their team is dedicated and knowledgeable, and they truly care about their clients’ success.

Karen Gonzalez
CEO

The financing process with Commercial Finance Partners was smooth and efficient. Their team was knowledgeable and helped me find the right solution for my business. I highly recommend them.

Charles Jackson
Business Owner

Our Partners

Invoice Factoring Services

Invoice Factoring is a widely adopted financing solution that accelerates revenue by providing upfront payments on your business’s invoiced amounts. Instead of waiting 30, 60, or 90 days for customer payments, you receive a significant portion of the invoice value within days. This predictable cash flow enables you to cover payroll, replenish inventory, and fund critical growth initiatives without taking on traditional debt.

Commercial Finance Partners tailors factoring terms to your specific industry and client base. We evaluate creditworthiness, establish appropriate advance rates, and handle collections so you can reduce internal overhead. From small to mid-sized enterprises, we’ve helped companies stabilize cash flow, minimize payment delays, and maintain healthy financial operations regardless of market fluctuations.
Key Benefits of Invoice Factoring Services:
  • Faster Funding:
    Eliminate long receivable wait times, allowing you to seize new opportunities.
  • Less Reliance on Loans:
    Access capital without incurring additional debt or monthly repayment obligations.
  • Flexible Arrangements:
    Choose factoring only when you need it, scaling up or down as invoices fluctuate.
  • Enhanced Stability:
    Ensure prompt payroll and operating expense payments, sustaining strong stakeholder relationships.
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Invoice Factoring Business Case Studies

Invoice Factoring Saved a Seasonal Business

Boosted holiday inventory budgets:
  • Shortened funding gaps
  • Improved timely staff hires
  • Met sudden demand spikes
  • Maintained high customer satisfaction
  • Reduced credit anxieties
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How Invoice Factoring Supported a Startup’s Growth

Secured steady funds for expansion:
  • Avoided venture debt
  • Increased cash runway
  • Boosted vendor negotiations
  • Strengthened investor confidence
  • Enabled agile scaling
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Invoice Factoring Streamlined a Manufacturing Firm

Reduced receivable backlog and overhead:
  • Reduced manual follow-ups
  • Stabilized supply chain payments
  • Improved production scheduling
  • Lowered borrowing costs
  • Strengthened client loyalty
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Invoice Factoring Frequently Asked Questions (FAQs)

Commercial Finance Partners was founded by industry veterans, and has been in business since 2014!

The importance of Invoice Factoring

Accounts Receivable Finance offers flexibility and immediacy in today’s competitive marketplace. Whether you serve retail consumers or large corporate buyers, turning unpaid invoices into working capital can be the difference between missing opportunities and fueling growth. By harnessing the power of your receivables, you reduce payment-related stress and maintain a proactive stance on your business finances.

Commercial Finance Partners stands out for its deep expertise and transparent approach to finance solutions. We evaluate your customer base, industry cycle, and growth objectives to craft factoring agreements that fit seamlessly with your operational needs. Our goal is to build long-term partnerships, providing consistent support to help you navigate evolving market conditions with confidence.
Why Choose Commercial Finance Partners:
  • Purchased invoices promptly to keep your revenue cycle strong.
  • Offered adaptable structures that accommodate changing invoice volumes.
  • Decreased administrative tasks by handling collections on your behalf.
  • Prioritized clear, straightforward pricing with no hidden fees.
  • We remain dedicated to your long-term financial success and expansion.

President John Buanno

John Buanno, President of Commercial Finance Partners (CFP), is a recognized leader in accounts receivable finance, bringing strategic vision and extensive expertise to businesses seeking enhanced cash flow solutions. Since joining CFP in 2019, John has significantly expanded the firm's accounts receivable financing services, delivering streamlined processes and immediate working capital tailored specifically to small and medium-sized companies. His personalized approach has empowered countless businesses to efficiently manage receivables, stabilize finances, and accelerate growth.

With over a decade of experience in factoring and asset-based lending, John deeply understands the unique challenges associated with managing accounts receivable. Under his leadership, CFP’s accounts receivable finance programs emphasize flexibility, transparency, and rapid capital access. John’s proactive strategies and hands-on management style ensure customized solutions that transform outstanding invoices into immediate liquidity, solidifying CFP’s reputation as a trusted partner in financial efficiency and business growth.