Structured & Term Loans
Term Loan & Lending Program
There are many term loan options that Commercial Finance Partners offers our clients. While we offer SBA term loans, other terms loans are generally for requests that are not SBA eligible or need a faster close, a creative structure, customized amortization, and other specific uses. The options range from short term bridge loans to longer-term, permanent loans. Here are some examples of how term loans are used:
Common Term Loan Uses
- Bridge to permanent funding
- Subordinated debt if there is a senior credit facility
- One-time capital expenditure need
- Needing working capital quickly
- Fill an order from a large customer
Situational Capital Term Loans
Situational capital term facilities are typically subordinated debt solutions that provide growth capital and unique situation financing without the restrictions of a traditional bank. These are non-dilutive options for special situations that do not conform to traditional bank or asset-based lending. Our non-dilutive options are ideal for companies or sponsors seeking to preserve equity.
Loan Amounts Start at $500,000, Rates start at 10%.
Term Bridge Loans
Bridge loans are generally used to help facilitate a need that will ultimately be satisfied by permanent funding. Whether it is a real estate project or a bridge to a senior credit facility, bridge loans can often create liquidity needed to complete the transaction through expedited underwriting and funding.
We offer bridge loans tied to business needs and can even offer bridge loans tied to personal net worth.
Loan Amounts Start at $500,000 and with rates starting at 10%.