SBA 504 Loan Program:
Secure Fixed-Rate Funding for Long-Term Assets

The SBA 504 Loan Program provides businesses with low, fixed-interest financing for major fixed assets like real estate or equipment. At Commercial Finance Partners, we guide you through eligibility, documentation, and loan structuring to help expand your operations.

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Customer Testimonials

The financing solutions provided by Commercial Finance Partners were exactly what I needed. Their team was professional and helped me every step of the way.

Matthew Rodriguez
Business Owner

I highly recommend Commercial Finance Partners for any business financing needs. Their team is dedicated and knowledgeable, and they truly care about their clients’ success.

Karen Gonzalez
CEO

The financing process with Commercial Finance Partners was smooth and efficient. Their team was knowledgeable and helped me find the right solution for my business. I highly recommend them.

Charles Jackson
Business Owner

Our Partners

SBA 504 Loan Program Services

SBA 504 loans are designed to stimulate economic development by offering small businesses favorable terms for purchasing or upgrading fixed assets. With typically lower down payments and long-term, fixed-interest rates, these loans can significantly reduce the cost of expansion. Qualifying ventures often include manufacturing, hospitality, healthcare, and other industries seeking to invest in real estate or equipment that promotes job growth.

Commercial Finance Partners specializes in navigating the SBA’s eligibility criteria, coordinating with Certified Development Companies, and assembling the necessary documentation. We help structure the loan in a way that optimizes your monthly payments and ensures you can manage the obligations comfortably. By combining private-sector lending with government-backed guarantees, the SBA 504 Loan Program can be a game-changer for businesses looking to make substantial capital investments.
Key Benefits of SBA 504 Loan Program:
  • Lower Down Payments:
    Preserve working capital while acquiring expensive fixed assets.
  • Fixed Interest Rates:
    Protect your business from fluctuating market conditions and interest hikes.
  • Long Repayment Terms:
    Spread costs over 10–25 years, improving cash flow management.
  • Job Creation Focus:
    Support community growth and economic development through expanded business capacity.
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SBA 504 Loan Program Business Case Studies

How SBA 504 Enabled a Manufacturing Plant Expansion

Added new production lines affordably:
  • Locked in fixed rates
  • Lowered capital barriers
  • Created local jobs
  • Improved output scalability
  • Strengthened market position
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An SBA 504 Loan Supported a Hospitality Upgrade

Purchased property with stable financing:
  • Upgraded guest amenities
  • Boosted occupancy rates
  • Controlled long-term costs
  • Streamlined cash flow
  • Enhanced property value
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How SBA 504 Facilitated Medical Practice Growth

Invested in modern diagnostic equipment:
  • Expanded patient services
  • Retained top medical staff
  • Enhanced revenue potential
  • Lowered operational risks
  • Built stronger community trust
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SBA 504 Loan Program Frequently Asked Questions (FAQs)

Commercial Finance Partners was founded by industry veterans, and has been in business since 2014!

The importance of SBA 504 Loan Program

Consulting Services related to government-backed lending focus on demystifying complex requirements and streamlining application processes. By leveraging programs like the SBA 504, businesses can lock in favorable terms that support strategic growth. Consulting ensures the chosen financing aligns with operational goals and long-term sustainability.

Commercial Finance Partners provides a comprehensive approach to SBA lending, coordinating every step from initial evaluation to final closing. Our experience with various sectors allows us to foresee challenges and offer tailored guidance, helping you secure an affordable, long-lasting financing solution that directly fuels expansion.
Why Choose Commercial Finance Partners:
  • We clarify SBA 504 eligibility and application steps, reducing guesswork.
  • We align financing structures with your development timeline and cash flow.
  • We collaborate with Certified Development Companies for efficient processing.
  • We maintain transparent communication on rates, fees, and documentation.
  • We champion your expansion plans, ensuring you capitalize on government-backed opportunities.

Managing Partner Darren Palestine

Tariq "Sonny" Azam, MBA, serves as the Director of Financial Strategies at Commercial Finance Partners (CFP), bringing a wealth of expertise in financial planning and accounts receivable finance. With a robust background in structuring innovative financial solutions, Sonny has been instrumental in developing strategies that optimize cash flow and support business growth. His dedication to understanding each client's unique financial landscape ensures that CFP's accounts receivable financing services are tailored to meet specific business needs, enhancing liquidity and operational efficiency.

Since joining CFP, Sonny has been instrumental in enhancing the firm's service offerings by developing innovative financing solutions that combine traditional lending with insurance products. His approach not only facilitates access to capital but also provides an added layer of security for businesses navigating complex financial landscapes. Sonny's commitment to client success and his ability to craft bespoke financial strategies have solidified his reputation as a trusted advisor in the industry.