Amplify Your Cash Flow with Targeted Asset Based Lending

We transform your existing resources—like inventory, equipment, or receivables—into accessible capital for immediate and strategic needs. Rely on our adaptive financing approach to keep operations fluid and position you for long-term progress.

Customer Testimonial
SBL Customer
After we refinanced my business debt payments, he was able to provide a life insurance strategy that will help fund my retirement and provide a succession plan for when I hand the business down to my daughters.
Policy Details
Life Insurance
$10,000,000 Policy
No Doctor Exam
Approved in 3 Days Only

Asset-Based Services & Products

Equipment Finance

Modernize Operational Capabilities:
  • Acquire vital machinery at reduced upfront cost
  • Align payments with revenue generation
  • Update technology without stressing cash flow
  • Boost overall productivity and output
  • Preserve standard credit lines for other needs
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Inventory Finance

Maintain Optimal Stock Levels:
  • Ensure consistent supply during peak demand
  • Capitalize on bulk purchasing discounts
  • Reduce the risk of backorders or missed sales
  • Free working capital for daily operations
  • Adjust funding as inventory ebbs and flows
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Receivables Finance

Turn Unpaid Invoices into Cash:
  • Overcome lengthy payment terms
  • Cover routine expenses smoothly
  • Diminish reliance on short-term loans
  • Improve budgeting accuracy and forecasting
  • Simplify invoice collection and administration
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Our Partners

Commercial Finance Partners Asset-Based Loan Services

Asset Based Lending (ABL) allows businesses to borrow against tangible resources that already exist on their balance sheet. Rather than depending on credit scores or lengthy loan approvals, this approach ties funding capacity to the value of accounts receivable, equipment, or stock. Companies with fluctuating revenue or seasonal demands can benefit from the flexibility of ABL, adjusting borrowing limits as asset values change. This way, you maintain day-to-day liquidity, prevent cash flow shortfalls, and avoid heavy reliance on unsecured lines. Ultimately, leveraging your own resources ensures more stable operations and fosters a proactive stance for growth.

Commercial Finance Partners customizes ABL solutions by examining the nature of your inventory cycles, outstanding invoices, or capital equipment. We aim to finalize arrangements quickly, so you can address pressing obligations or jump on emerging opportunities. Transparency lies at the heart of our method: we outline interest rates, advance rates, and collateral requirements upfront, giving you a clear picture of costs. Once funded, we remain in close contact to update valuations or adapt the structure as your asset base shifts. This dynamic alignment between assets and credit ensures you’re never stuck without funds when you need them most.
Why Choose Commercial Finance Partners:
  • Asset-Centric Insight:
    We assess the true worth of your receivables or stock to optimize funding.
  • Speed to Capital:
    We expedite approvals, enabling swift coverage of working capital gaps.
  • Flexible Drawdowns:
    We tailor borrowing levels to asset fluctuations or seasonal peaks.
  • Clear Fee Structures:
    We disclose costs and timelines so you can budget effectively.
  • Continuing Partnership:
    We regularly adjust loan parameters to match your evolving asset profile.

Customer Testimonials

Real testimonials from business owners show our insurance solutions deliver security and growth. Their success proves our unwavering commitment to your peace of mind.

The financing solutions provided by Commercial Finance Partners were exactly what I needed. Their team was professional and helped me every step of the way.

Matthew Rodriguez
Business Owner

I highly recommend Commercial Finance Partners for any business financing needs. Their team is dedicated and knowledgeable, and they truly care about their clients’ success.

Karen Gonzalez
CEO

The financing process with Commercial Finance Partners was smooth and efficient. Their team was knowledgeable and helped me find the right solution for my business. I highly recommend them.

Charles Jackson
Business Owner
John Buanno, President
  • Over 1 Billion in Direct Funding
  • No Upfront Fees

I simplify Business Insurance, Financing, and Succession Planning

With years of experience, I provide clear, tailored guidance to help business owners navigate complex insurance challenges and succession strategies. My goal is to turn uncertainty into straightforward, actionable solutions that protect your assets and secure your future.

At no cost to you, I’ll personally meet with you, and my team will underwrite and prepare a growth strategy.
Your all-in-one hub for lenders, advisors, brokers, and more. Offering tailored solutions through our proprietary funding network.
As a licensed insurance agent, I simplify retirement & succession planning, and employee benefits for you.

How to Leverage Asset-Based Loans

First, audit your assets to determine which can serve as reliable collateral. Are your receivables typically paid on time? Does your inventory move fast enough to maintain strong valuations? These insights guide you in deciding how much capital to request. Detailed records of sales patterns, turnover rates, and buyer creditworthiness give lenders confidence and speed up approvals. By mapping out each asset’s liquidity, you sharpen your borrowing strategy for maximum benefit.

Next, align the timing of drawdowns with operational triggers—like new orders, production runs, or seasonal cycles. If your inventory surges ahead of a holiday rush, for instance, ABL can furnish the funds to stock up without draining cash reserves. Regularly compare actual asset values against your initial forecasts to refine the loan structure or request additional credit lines. This ongoing, data-driven management ensures that each borrowed dollar is used efficiently, fueling profitable initiatives rather than tying up capital.
Key Benefits of Leveraging Asset-Based Loans:
  • It links financing directly to tangible items, reducing delays tied to strict credit evaluations.
  • Flexible draws help you fine-tune capital deployment for each business milestone.
  • Lower reliance on unsecured debt can keep interest rates manageable.
  • As assets grow in value, your potential borrowing capacity expands in tandem.