RHardware store uses Retail Finance to expand
"Commercial Finance Partners helped us expand our business."
Hardware Store
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Retail Finance

Retail Finance is for single store or multi-store retail chains that need funding for expansion or working capital. Funding proceeds can be used to open new stores, purchase equipment or other assets as well as general working capital. This type of financing can be used for newer retail businesses as well as mature ones.

The most common types of retail funding are:

The type of funding that is available to your retail business will depend on length of time in business and history of profits. Retail businesses that have been around for over 3 years with a solid history of profits can benefit from small business loans and cash flow loans. Newer businesses will need to rely on merchant funding or similar short-term higher interest rate programs.

While retail finance programs can be used for franchise purchase and expansion, the franchisee needs to ensure that the franchisor will not encumber the assets of the business or is at least willing to take a second position on the assets. Franchisors typically take a security interest in the franchisee in order to protect the royalty payments due from the franchisee.

While there are several forms of Retail Finance available, each has its positives and negatives. In many cases more than one form of financing can be used to generate capital. Choosing the right working capital facility with the right lender can make all the difference.

Call us today at 561-299-1609 to discuss your Retail Finance options.

Local grocery store uses Retail Finance for working capital

Local Grocery Store

$350,000 Retail Finance

Fitness center uses retail finance to buy additional equipment

Fitness Center

$175,000 Retail Finance