Wholesale Bakery uses Food and Beverage Finance to generate additional sales.
"It was great that we did not have to jump through a bunch of hoops, CFP made it easy."
Wholesale Bakery
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Food and Beverage Finance

Food and Beverage Finance is for companies that produce food and beverage products for wholesale distribution. This type of financing is available to companies that produce products under their own brand name or on a private label basis for larger retailers. Manufacturers of food and beverage products need working capital to purchase raw materials, pay for packaging, cover labor and other operating expenses.

The most common types of food and beverage funding are:

The type of Food and Beverage Finance available to a company will depend on the cash needs of the business, the proposed use of funds and overall history and profitability of the company. While Asset Based Lending and Equipment Financing will place greater emphasis on the history and profits of the company, Invoice Factoring and Production Finance will place greater importance on the credit worthiness of the end customers.

Often times food and beverage suppliers are protected by special rights like the Perishable Agricultural Commodities Act (PACA). These laws are intended to protect suppliers from non-payment and can impair a lender's collateral. Most funding companies will want to make sure that prospective clients are up to date with their suppliers of raw materials.

While there are several forms of Food and Beverage Finance available, each has its positives and negatives. In many cases more than one form of financing can be used to generate capital. Choosing the right working capital facility with the right lender can make all the difference.

Call us today at 561-299-1609 to discuss your Food and Beverage Finance options.

Wine Producer utilizes Food and Beverage Finance to increase production.

Wine Producer

$2,500,000 Food and Beverage Finance

Olive processor uses food and beverage finance to produce more product.

Olive Processor

$3,750,000 Food and Beverage Finance