Local farmer uses Agriculture Finance to expand crops.
"You understood the seasonality of our business. That was an important factor to us."
Local Farmer
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Agriculture Finance

Agriculture Finance is for growers, importers, distributors and exporters of agriculture products that require working capital to finance production and operations. Growers must invest a significant amount of capital into each crop and wait until the crop is harvested to realize a return, Agriculture Finance can help to bridge that gap.

The most common types of agriculture funding are:

The type of funding that will be available to your company will depend on historical performance and management experience. Mature companies will benefit from Asset Based Lending, Contract Finance and Trade Credit, while newer businesses can apply for Invoice Factoring and Small Business Loans.

Most agriculture products are protected by PACA, PASA or like governing body which usually protects suppliers from non-payment. Agriculture Finance prospects will need to make sure their business is free of any claims and than suppliers are being paid timely.

While there are several forms of Agriculture Finance available, each has its positives and negatives. In many cases more than one form of financing can be used to generate capital. Choosing the right working capital facility with the right lender can make all the difference.

Call us today at 561-299-1609 to discuss your Agriculture Finance options.


Wheat Farmer

$3,500,000 Agriculture Finance


Citrus Grower

$750,000 Agriculture Finance